David Harrell's Blog

Posted on 03/10/2021

Image by Jojje from Shutterstock Many people own homes through a mortgage agreement. Traditional mortgages are primarily fully amortized or gradually paid off with regular payments over the lifetime of the loan. Each payment contributes to both the principal and the interest. A balloon mortgage is a short-term home loan with fixed-rate monthly payments that only take care...

Mortgage

Financing

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Posted on 03/03/2021

The Pros & Cons of Opting to Build a Home

Image by Borko Manigoda from Pixabay If you are ready to find your forever home, you may be weighing the options of whether to find the perfect home to suit your needs or have one built, so it can be custom designed to accommodate everything you want. For many people who have specific wants and needs, building a...

Building A New Home

New Construction

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Posted on 02/24/2021

Reasons to Sell a Small Town Home

A small town home initially may have proven to be ideal. But if your current small town house fails to meet your needs, there is no need to worry. In fact, you can add your small town residence to the local housing market and relocate to a new city or town at your convenience. Ultimately, there are many reasons...

Selling Your Home

Small Town

Posted on 02/23/2021

Wilmington, DE Real Estate Market Update

Click here to view Wilmington, DE blog post which has information on the constantly changing market...

Posted on 02/17/2021

Real Estate Investment: What It Is and How To Get Started

Photo by Steve Buissinne via Pixabay While real estate has ups and downs, it has generally been a good long-term investment. Owning a home is one way of investing, but to really take advantage, you can buy property that you won’t necessarily occupy but will make you some money. How Real Estate Makes Money There are two basic...

General Finance

Real Estate Investing Tips

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Posted on 02/10/2021

Drawbacks of Financing Your Mortgage through a Credit Union

Image by Burst from Pexels Buying a home is an exciting time. As you start to comb through listings and decide you’re ready to take the plunge to purchase, you’ll want to pursue getting pre-approved for a mortgage. This way, you'll know how much you're approved for and can shop for homes within your price range. Additionally, having...

Home Mortgage

Mortgage Loan

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Posted on 02/03/2021

Things to Consider before Settling on a Property Type

Photo by Free-Photos via Pixabay The number of architectural styles in any given neighborhood can be overwhelming to home buyers, especially if they don't feel immediately called to one type. To help narrow it down, the property you choose should reflect everything from your budget to your lifestyle. The more you account for how you interact with the...

Properties

Type Of Property

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Posted on 01/27/2021

Five Reasons Renters' Insurance is a Good Idea

Image by edar from Pixabay There are many reasons people choose to rent. There are fewer responsibilities, it doesn't take saving up a large down payment, maintenance is likely taken care of and there are no real estate taxes and no homeowners' insurance to pay. That doesn't mean, however, you shouldn't carry insurance. If you rent a home,...

Renting

Insurance

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Posted on 01/23/2021

Wilmington, DE Real Estate Market Update

Click here to view Wilmington, DE blog post which has information on the constantly changing market...

Posted on 01/20/2021

Home Upgrades Baby Boomers Seek

Photo by Sidekix Media on Unsplash Downsizing appears to be a common theme among Baby Boomers as they transition from family life and professional pursuits to retirement. Not all members of this generation are willing to give up the spacious and beautiful homes to which they've grown accustomed, however. As some downsize, others are on the hunt for...

Buyer Tips

Downsizing

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Posted on 01/13/2021

5 Tips for Healthy Houseplants

Photo by Huy Phan from Pexels Caring for houseplants is not always as easy as it may seem. The benefits of plants in a home cannot be overestimated. They brighten up your home and give it a natural feel. Houseplants can help you get rid of airborne toxins keeping your indoor air quality at its best. Keep reading...

Gardening Tips

Indoor Plants

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Posted on 01/06/2021

Curb Appeal for your Front Entryway

Photo by James Balensiefen via Unsplash An outdoor entrance that provides an attractive, welcoming appearance not only has the ability to enhance the curb appeal of your property, it also makes household residents and visitors with a warm visual reception to your home. You probably already know that hanging baskets and planters brimming with blooming flowers provide vibrant...

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